Your private money book
Every rupee,
in its right place.
Bank cash, spending, card bills and reward points, together. Paying a card bill is never counted as spending twice.
On its way to the web, iOS and Android.
A little look inside. All figures are sample data.
Made for the accounts you already have
13 banks in the account picker, plus American Express cards.
Type it. Say it.
It’s in your book.
“₹450 Swiggy on Atlas yesterday.” Quick entry fills in the amount, merchant, card, category and date.
It saves straight away when it is sure, and asks you to check when it is not.
The everyday.
All accounted for.
Every transaction has a place. Search for a merchant, or filter by category and account to see where the money went.
From the weekly groceries to the flight home, keep the details close.
Sample ledger and filters
A card bill is
a payment, too.
Billing cycles and due dates are worked out for each card. See what is due, what is late and what is paid.
Pay a card from your bank in one step. It shows on both sides, without adding to your spending.
A clearer month.
In and out.
See money coming in and going out, month by month. A salary, a busy month, a quieter one: the pattern is easier to read together.
Choose a month in the chart to see its totals.
Oct: ₹1,20,000 in · ₹68,000 out
Know where
you stand.
Your net worth brings bank cash and card balances together. Follow it over time and see where your money sits.
One view for the accounts that make up your everyday finances.
₹3,24,500₹1,83,000Points you can
keep an eye on.
See estimated reward points per card and what they could be worth when redeemed.
Points are estimates, using simplified earning rules, until your card statement confirms them. The example values assume ₹1 per point or mile; actual value depends on redemption.
Axis Atlas12,480EDGE MilesWorth≈ ₹12,480
HDFC Infinia8,250pointsWorth≈ ₹8,250A useful estimate. Your statement has the final word.
Get to know
your cards.
The Cards library brings issuer-sourced earning rates, fees, benefits and exclusions into one place. Read the terms and the source behind them.
Choose from 49 credit cards when you add an account, or name any other bank or card yourself. Terms change, so every card links to its sources and the date they were checked.
Your statements.
A head start.
Drop up to 30 bank and card PDF statements at once, including password-protected ones. Review before anything is added; duplicates are caught.
Selected text-based statement layouts are supported. Passwords and PDF files are never stored.
Your book.
Within reach.
Install it from your browser like an app. Recently opened views stay readable offline for up to seven days, or until your session expires.
Offline access is read-only. Native iOS and Android apps are coming soon.
A place on your home screen
Open your browser’s install option to keep MacroMoney close.
Your money is personal.
Your book stays yours.
Your own ledger
Your ledger is private to your sign-in. Bank cash and card balances belong to your financial profile. Every amount is kept to the paisa.
No bank login needed
MacroMoney never asks for your net-banking login. You add entries yourself or import supported statements.
Files stay out of storage
Statement passwords and PDF files are never stored. Parsed entries are kept for your review and ledger.
A few things
you might be wondering.
Which banks and cards can I add?
Choose from 13 Indian banks and 49 credit cards, or add any other bank or card by name. The Cards library covers popular cards with terms taken from each issuer. PDF imports support selected statement layouts, including ICICI and SBI savings, and Axis, HDFC, IDFC FIRST Mayura and YES Marquee cards.
Does MacroMoney connect to my bank?
No, by design. Add entries yourself, use quick entry, or import supported PDF statements. MacroMoney never asks for your net-banking login.
Are reward points exact?
Points are estimates. Axis Atlas uses simplified earning rules: 2 points per complete ₹100, or 5 for airline and hotel purchases. Your card statement confirms the points. Redemption values depend on how you use them.
Does it work offline?
Recently opened views stay readable offline for up to seven days, or until your session expires. Offline access is read-only. Adding or changing entries and importing statements need a connection. Saved views are cleared on sign-out.
Is there a phone app?
MacroMoney is coming soon to the web, where you can install it from your browser like an app, and to iOS and Android.
Is it only for India?
For now, MacroMoney uses INR and is made for Indian bank accounts and credit cards. Every amount is kept to the paisa.
Make room for
a clearer money book.
Your accounts. Your entries. Your everyday, in one place.